Can we support multiple backup payment methods for HubSpot Subscription?

Hi all,
We’re helping a client migrate their recurring billing and invoicing to HubSpot. One of their core requests is to allow for a secondary (backup) credit card in case the primary fails (as currently used in Stripe).

Does anyone know if:

  1. HubSpot Payments or any other native functionality supports this?
  2. Any recommended workaround using HubSpot + Stripe/Authorize.net for fallback payments?

Appreciate any insights or references to documentation.
Thanks in advance!
– César

Hi @CANavarrete ,

At the moment, HubSpot Payments doesn’t support storing multiple payment methods for a single customer. That means if the primary credit card fails, there’s no automatic backup to fall back on, and only one payment method can be saved at a time.

If having a backup payment option is essential (like what Stripe offers), here are a few workarounds:

  • Use Stripe directly to manage your client’s subscriptions. Stripe allows multiple cards per customer and can handle fallback logic automatically.
  • Build a custom integration between HubSpot and Stripe (or Authorize.net) to sync contact and subscription info while managing payment methods in Stripe. This would require some development effort, but it offers flexibility.
  • If staying in HubSpot, you’d need to rely on manual intervention, reaching out to customers to update their payment method when a charge fails.

For more context, here are some helpful resources:

Hope this helps!